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Frequently Asked Questions

  • How is disability defined by Social Security? 

  • Under the Social Security Act "disability" means the "inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for 12 consecutive months.

  • Who is eligible for Social Security?

  • Social Security has strict requirements for eligibility. Benefits are paid to adults with a physical and or mental disability that is severe enough to keep them from working for at least 12 months or expected to result in death. Social Security does not pay short-term or partial disability.


  • My doctor says I am disabled. Is that enough to qualify me for Social Security disability benefits?

  • The answer is No. 

    You will need to complete an application for Social Security Benefits and Disability Report (available online at www.socialsecurity.gov or at your local Social Security Administration office) or you may call our office and schedule an appointment to start your application.

  • What happens once my application has been filed with Social Security?

  • The Social Security Administration reviews your application to make sure you meet some basic requirements for disability benefits. They check whether you have worked enough years (reported on you earnings) to qualify. Also they evaluate any current work activities.

  • What should I do if Social Security denies my claim for disability benefits?

  • Understand that this is not unusual. Social Security denies 70% of disability at the initial level and 90% at the reconsideration level. You should file an appeal for Reconsideration.  If your Reconsideration gets denied you may request a hearing before an Administreative Law Judge.  You will be given 60 days to appeal a denial. You must file an appeal before your claim expires which is 60 days from date on your denial letter.
  • Why do I need someone to represent me?

  • The federal government does not require applicants to have representation but it is a good idea to have a professional whom is familiar with disability rules.  The Social Security Administration admits that claimants who have representation has a better chance of a successful result and they state "A Representative who is familiar with the Social Security system may provide valuable service to you."

    We have this expertise and can help you from the beginning of the process to the end. We will walk you through the paper work and red tape and provide you with knowledgeable, competent representation.

  • How do disability Representatives get paid?

  • If your claim is successful, your Representative receives one-fourth of back benefits (not to exceed a total of $6000.00) and you receive the other three fourths.  If your claim is denied, the Representative receives no fee at all.
Three Locations To Serve You

Main Phone: (270) 789-9792
FAX Line: (270) 849-2237

Campbellsville
217 East First Street
Campbellsville Ky 42718